Subsidized vs. Unsubsidized Federal Direct Stafford Loans The federal government pays the interest on subsidized Federal Direct Stafford loans while the student is enrolled at an approved school at least half-time. To receive subsidized Federal Direct Stafford loans, applying students must demonstrate need. The federal government does not pay interest on unsubsidized Federal Direct Stafford [...]

Types of Loans Subsidized- the federal government pays the interest on the loan while the student is enrolled at least half time.  Student must demonstrate financial need. Unsubsidized- students may borrow this loan without demonstrating need; however, interest accrues from the day the loan is disbursed. Borrowing Maximums Student Type Completed Credits Subsidized Unsubsidized Annual Max (Sub+Unsub) [...]

Be admitted into an approved Degree, Diploma, or Certificate program, and be maintaining Satisfactory Academic Progress in that program. Complete the FAFSA (Free Application for Federal Student Aid) for the current aid year. Provide other documents if requested by the Financial Aid Office. Sometimes the FAFSA data is incomplete, or the U.S. Department of Education [...]