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RCCC Federal Direct Stafford Loan Process

Before Rowan-Cabarrus disburses your Direct Loan, regulations require you to complete an entrance counseling session.
 Before Rowan-Cabarrus disburses your Direct Loan, regulations require you to complete an entrance counseling session. The counseling session provides information about how to manage your student loans, both during and after college.

All of the following steps must be completed before your loan can be processed.

1. Complete RCCC Entrance Counseling

This can be completed by visiting the Mapping Your Future website.

Click Direct Loan Entrance Counseling

2. Complete the Master Promissory Note

This can be completed by visiting the federal student loan website.

Sign in using your 4-digit PIN from the FAFSA.

3. Complete the Federal Loan Entrance Counseling

This can be completed by visiting the federal student loan website.

4. Complete the RCCC Direct Loan Acceptance Form

The form is available online on the financial aid forms page.


Please log into WebAdvisor to view all financial aid awards.

You must attend your classes to be eligible for the loan disbursements. If you withdraw or drop below half-time (six credits) before your loan is disbursed, you are not eligible for the loan. Loan funds will be disbursed via Higher One approximately six weeks after classes begin.

Deadline dates for Loan Application submission:

Fall Semester             November 1st

Spring Semester       April 1st

Summer Semester   June 1st

You must complete exit counseling at the NSLDS website if you drop below six credit hours, transfer schools or graduate.